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IBERIABANK Visa® Gold Card

  • No annual membership fee
  • Low variable rate of 9.25%, 12.25%, or 15.25% (Prime + 6.00%, Prime + 9.00%, or Prime + 12.00%) as of 4/1/10 based on the creditworthiness. This APR will vary with the market based on the Prime Rate. (If there is an interest charge, the charge will be no less than $1.00).
  • Low Introductory APR on balance transfers of 1.99% for first 6 billing cycles, this rate will not change during the introductory period. Applies to balance transfers processed within 3 months of account open date. After that, your APR will be the same as your assigned purchase rate, based on your creditworthiness. This APR will vary based on the Prime Rate.
  • Earn 1% in cash back credit on all qualifying purchases
  • No limit on cash back; no expiration date on eligibility for accounts in good standing
  • Travel accident coverage up to $500,000
  • Online access to credit card account information


    • Click Here To Apply Online
Card Type: Personal Cards  Write a Review   Tell a Friend
Description Purchases Balance Transfer Cash Advances
Intro APR N.A 1.99% N.A
Intro Period N.A 6 billing cycles None
Regular APR 9.25% 12.25%, or 15.25% 9.25% 12.25%, or 15.25% 14.75%, 18.25%, or 21.25%
Transaction Fee None 2% $5 or 5% (Max. Fee: $100)
  Credit History
  Excellent Credit
  Good Credit
  Fair Credit
  Bad Credit
  No / New Credit
General Info  
Annual / Membership None
Late Payment $15 - $35
International Transaction 3% of the transaction amount for all transactions where the merchant country is not the United States
Default Rate APR See Terms*
Grace Period 25 Days
Minimum Finance Charge $1.00
Disclaimer N.A
 
Features & Rewards
  Balance Transfer
  Low APR
  Cash Back
  Points
Expert's Review

Issued by the Pulaski Bank IBERIABANK Visa® Gold Card is really a treasure for those who want to receive unlimited cash back offers. The catch is, there is not only cash back rewards that you can avail with this excellent credit card, but there are several other benefits as well that will really make you enjoy the ownership of IBERIABANK Visa® Gold Card. Along with the excellent money back policy, you can earn travel benefits, low rate on APR and many other great services.

IBERIABANK Visa® Gold Card is a card which offers you a cash back benefit where you can keep your wallet fat and happy even though you are spending. This excellent paradox is made achievable by the 1% cash back reward that you can earn over every dollar that you spend using this card. There is no limit to which you can accumulate this reward and the offer will remain valid till the date your account is expiring. Moreover, with IBERIABANK Visa® Gold Card you earn a travel accident insurance that will offer you coverage up to $500,000.

There are several other additional benefits of availing IBERIABANK Visa® Gold Card. This card offers you low APR on balance transfers in the introductory period which lasts for 6 billing cycles. There is only a nominal APR of 1.99% for balance transfer in the introductory period. Apart from this, the APR that is charged after the introductory period is also low and variable. There will be no annual fee charged for this excellent credit card also. Moreover, the grace period is of 25 days which is another benefit that you can avail. However, all these benefits can be avail by those who have excellent credit history and credit. So, if you are one, go and make this card yours today.
 
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