READY Debit VISA Card brings a gust of fresh air in the tension filled life of people who are burdened with their low credit, overdraft fees and high rates of bank accounts. This card which is issued by the MetaBank is designed with the features that are sure to benefit the consumers with regardless of credit scores. It is a prepaid card where you have to put a certain amount in the account which will determine the maximum level of your available balance on the card. This will help you to keep a check over your spending and maintaining a healthy credit.

READY Debit Card also helps the cardholder in several other ways. Since it is a VISA Card, consumers can avail a number of benefits that are generally associated with the VISA Card. Once they are approved for this card, they are automatically entitled to a Zero Liability insurance which protects them in case of Identity Theft. Moreover, this card comes with a low fee that also guarantees much peace of mind. Moreover, since this card is not associated with any kind of accounts, you don’t have to bother about the high fees or charges of maintaining accounts at all.

Usage of READY Debit VISA Card is also very simple. Like a credit/debit card you can use this card wherever this card is accepted. The only thing to care about in this regard is, you cannot exceed your available balance limit. READY Debit VISA Card also comes with easy reloadable options. You can directly deposit your amount to this card or can use at the retailers, in which case you have to pay certain fees. There is no limitation placed on the loading that you can done in regard to this card. Since you have to put minimum $10 to get this card, you can reload the card starting with that same amount. However, there are some fees and charges for the excellent services that READY Debit VISA Card offers. There are application fee, monthly fee, ATM fee and some other charges for this card. But then compared to the benefits that you are getting, these charges are nominal.