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Low APR Cards

Low Interest Credit Cards offered here allow people to avail a low fixed rate APR (Annual Percentage Rate) or a Low Nominal APR. Pick the Credit Card of your choice from the wide range of Low APR Credit Cards & Apply Now! Enjoy The Benefits!

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We Found 14 Low APR Card(s)
(Choose Upto 4)
Discover® Open Road Card   
 


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CARD TYPE
Personal
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  • Free $150 Restaurant.com Gift Certificate with first purchase
  • 0% intro APR on purchases and balance transfers for 12 months, then the variable APR of 11.99% - 20.99%
  • 2% automatically at any gas station and any restaurant all year long
  • Plus, up to 20% Cashback Bonus at popular online retailers when you shop through Discover.com
  • Ranked #1 in customer loyalty--15 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report)
  • 24/7 access to a U.S. based Account Manager within 60 seconds
  • Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
 
Required Credit Rewards Annual Fees Default APR Grace Period
Excellent, Good Cash Back, Points, Gas, Travel, Hotel, Airline, Shopping, Retail $0.00 Between up to 16.99% variable and up to 25.99% variable for purchases and balance transfers 25 Days
Description Purchases Balance Transfers Cash Advances
Intro APR 0.00% 0.00% N.A
Intro Period 12 Months 12 Months N.A
Regular APR 11.99% - 20.99% 11.99% - 20.99% 23.99%
Transaction Fee N.A 3% with 0% introductory APR offer. Or else $10 or 5% which is greater 5% (Min $10)
  Click Here To Apply - Discover® Open Road Card  

Miles by Discover® Card   
 


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CARD TYPE
Personal
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  • Earn up to $120 in travel rewards--1,000 Bonus miles every month you make a purchase for the first year
  • Double Miles on every $1 you spend
  • 0% intro APR on purchases and balance transfers for 6 months, then the variable APR of 10.99% - 16.99%
  • No restrictions on travel--fly on any airline, book any hotel or car, with no blackout dates
  • Flexible redemption options like travel credits, merchandise, gift cards or cash
  • Travel benefits include secondary collision damage insurance when you rent a car with your Miles by Discover card
  • Ranked #1 in customer loyalty--15 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report)
  • Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
 
Required Credit Rewards Annual Fees Default APR Grace Period
Excellent, Good Cash Back, Points, Gas, Travel, Hotel, Airline, Shopping $0.00 Between up to 15.99% and up to 21.99% for both purchases and balance transfers 25 Days
Description Purchases Balance Transfers Cash Advances
Intro APR 0.00% 0.00% N.A
Intro Period 6 Months 6 Months N.A
Regular APR 10.99% - 16.99% 10.99% - 16.99% 23.99%
Transaction Fee None 3% - 5% (Min $10) 5% (Min $10)
  Click Here To Apply - Miles by Discover® Card  

IBERIABANK Visa® Platinum Card   
 


Apply Now

CARD TYPE
Personal
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  • No annual membership fee
  • Low variable rate of 9.25%, 12.25%, or 15.25% (Prime + 6.00%, Prime + 9.00%, or Prime + 12.00%) as of 4/1/10 based on the creditworthiness. This APR will vary based on the Prime Rate. (If there is an interest charge, the charge will be no less than $1.00).
  • Low Introductory ARP on balance transfers of 1.99% for your first 6 billing cycles, this rate will not change during the introductory period. Applies to balance transfers processed within three months of your account open date. After that, your APR will be the same as your assigned purchase rate, based on your creditworthiness. This APR will vary based on the Prime Rate.
  • Earn 1 bonus point for every $1 in qualifying net retail purchases
  • Turn your points into hotel, gift, or experience rewards
  • Travel accident coverage up to $1,000,000
  • Online access to credit card account information
  •  
    Required Credit Rewards Annual Fees Default APR Grace Period
    Excellent Points, Travel, Hotel, Shopping None See Terms* 25 Days
    Description Purchases Balance Transfers Cash Advances
    Intro APR None 1.99% N.A
    Intro Period None 6 billing cycles N.A
    Regular APR 9.25% 12.25%, or 15.25% 9.25% 12.25%, or 15.25% 14.75%, 18.25%, or 21.25%
    Transaction Fee None 2% $5 or 5% (Max. Fee: $100)
      Click Here To Apply - IBERIABANK Visa® Platinum Card  

    Discover® Student Card   
     


    Apply Now

    CARD TYPE
    Student
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    • 0% Intro APR on purchases for 9 months.
    • 5% Cashback Bonus® in categories that change like travel, department stores, gas, groceries, restaurants, and more.
    • Up to 1% unlimited Cashback Bonus on everything else you buy.
    • $0 Fraud Liability
    • No Annual Fee
     
    Required Credit Rewards Annual Fees Default APR Grace Period
    New Cash Back, Points, Gas, Travel, Hotel, Airline, Shopping $0.00 Between up to 18.99% and up to 25.99% for purchases 25 Days
    Description Purchases Balance Transfers Cash Advances
    Intro APR 0.00% N.A N.A
    Intro Period 9 Months N.A N.A
    Regular APR 13.99% to 20.99% N.A 23.99%
    Transaction Fee None N.A 5% (Min $10)
      Click Here To Apply - Discover® Student Card  


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