The world of Credit Cards is full of a number of Specific Terms which you need to know in order to understand the Transactions, Rules better. But you will not find a uniformed dictionary where you can turn to seek help from. To solve this problem, TopCreditCards.com, presents here the complete Credit Card Glossary covering Terms from A - Z commonly used in the credit card world.

Simply Click on the Alphabet or Click on the Definition to find out the Meaning of the Term with Detailed Explanation below.

Before venturing into issuing a loan, the organizations usually believe in verifying details like the credit score. The credit score, which is calculated on the way you use your credit card, determines whether you will pay a low interest or a high interest. The inquiry that is made in order to get this information is called as a hard inquiry. However too many hard inquiries may cause the applicant a problem. A hard inquiry is also commonly known as a hard inquiry.