The world of Credit Cards is full of a number of Specific Terms which you need to know in order to understand the Transactions, Rules better. But you will not find a uniformed dictionary where you can turn to seek help from. To solve this problem, TopCreditCards.com, presents here the complete Credit Card Glossary covering Terms from A - Z commonly used in the credit card world.

Simply Click on the Alphabet or Click on the Definition to find out the Meaning of the Term with Detailed Explanation below.

Before venturing into issuing a loan, the organizations usually believe in verifying details like the credit score. The credit score is calculated on the way you use your credit card. Inquiries are usually of two types - soft inquiry and hard inquiry. Viewing of the credit score without causing any problem to the credit card holder even in future is called as a soft inquiry. A hard inquiry is when the viewing of the credit score would cause some inconvenience to the credit card holder in future, as this gets accounted every time there would be a hard inquiry.